The benefits guaranteed by insurance

a visit to a doctor
(including a visit to a dentist)
in the case of sudden illness

tests
basic laboratory tests also
e.g. X-ray, ECG, USG, MRI and CT (computed tomography) scans

outpatient cover

inpatient cover
(hospitalization and surgery)

treatment relating to complications during pregnancy
no later than the end of the 32 week of pregnancy

medical transport
to hospital, between medical facilities, to a place of accommodation

travel assistance
e.g. medical advice and referral, visa advice, information about vaccination

the costs of medications, dressings, orthopedic items

Insurance coverage

The insurance guarantees medical care in Poland with the possibility of extending to the Schengen Area. The policy covers the costs of treatment during the stay, study and work, including manual work. The flexible offer allows you to purchase protection from 30 days up to even 1 year. In addition, under the insurance, you can purchase protection against the consequences of personal accidents (NNW) and civil liability (OC).

There are six insurance packages to choose from.

Variant I Variant II Variant III Variant IV Variant V Variant VI
Medical expenses insurance 10 000 EUR 10 000 EUR 30 000 EUR 30 000 EUR 60 000 EUR 60 000 EUR
Personal accident insurance 10 000 EUR 10 000 EUR 10 000 EUR
Civil liability 10 000 EUR 10 000 EUR 10 000 EUR

The insurance dedicated to foreigners

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It covers the payment of medical costs, in Poland with the possibility of extending to the Schengen Area.

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Meets the legal requirements for applying for a visa or temporary residence card in Poland.

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The insurance cover is guaranteed by Colonnade

We are an official partner of Erasmus Student Network Poland
the largest international student organisation in Europe

How to take out the insurance?

Insurance can be purchased by completing the application form available on the website. The application is available in three languages: Polish, English or Russian. The Polish Office for Foreigners usually accepts policies only in Polish. Once you pay the premium online using a bank card, we will send a document confirming the conclusion of the insurance contract (policy) to your e-mail address. The electronic policy must be printed out and attached to other visa documents or residence card in Poland.

1

Choose an option

that suits
your needs

2

Online application

complete in the language you wish to get the policy

3

Pay the premium

using the fast online payment service

4

Collect your policy

we will send your electronic policy to your e-mail address

Consultant
Do you have any questions? Contact me: Kseniia Popova
+48 798 798 65222 646 42 42visa@iexpert.pl

FAQ

The policy can only be purchased online. Our consultants provide telephone assistance also in English and Russian. You cannot take out or pay for the policy at our office. At the company’s headquarter we only issue documents confirming the conclusion of insurance – after making an appointment.
We want to make sure that when you come to the office, there will be a person present who is fluent in English or Russian.

The insurance is directed to students, scientists, pupils and free listener students, workers, turists, musicians who arrive in Poland individually, through an recruitment (employment) agency or travel company.

Yes, the insurance covers up to 100% of the sum insured hospital stay and treatment, medical transport and transport of the insured to the country of origin, transport of corpses. The basic policy is valid in Poland and it can be extended to the entire Schengen area.

In case you need a medical intervention, Assistance Center will organize help. Call number: +48 22 203 75 04
Want to know: how to schedule a medical appointment on your own or what documents you need to file in the event of permanent health damage or death?
Find out HERE >>

Yes, the insurance meets the conditions set out in the Act on foreigners of December 12, 2013. Colonnade Insurance SA is on the list of insurers meeting the all new conditions of the above-mentioned Act, which was published on the website of the Ministry of Foreign Affairs.

To apply for a national visa or Schengen visa it is required to have the health insurance for a minimum amount of EUR 30 000, which must cover all expenses related to emergency hospital treatment or death of the insured. The policy should be valid for the period of the planned stay in Poland or the Schengen area. In iExpert, the insurance can be purchased for a period from 30 days to 1 year.

The health insurance with a minimum amount of EUR 30 000 should be valid for the period necessary to achieve the purpose of stay in Poland. In iExpert, the insurance can be purchased for a period from 30 days to 1 year. The obligation to have a policy also applies to persons staying in Poland on the basis of a temporary residence permit.

Yes, persons applying for the residence permit for EU long-term resident in Poland can insure themselves in Colonnade by purchasing the policy in iExpert from 30 days to 1 year.

Students of higher or post-secondary schools and course participants should buy the insurance covering the entire period of study or courses. At most Polish universities, foreign students are required to have insurance extended by personal accident and civil liability insurance. The policy in iExpert can be purchased from 30 days to 1 year.

Yes, persons performing any repair and construction work, work at heights, in transport, agriculture, underground, underwater, in metallurgy, in catering, work with chemical substances, dangerous tools, i.e. impact drills, mechanical saws, pneumatic hammers, mechanical saws and grinders, machine tools, cranes and working machines, road machines must extend the insurance for manual work. The Insurer will not pay a benefit if an additional premium has not been paid for performing manual work.

Yes, the Assistance Centre will make a doctor’s appointment or hospitalization 24 hours a day, including direct billing. The Assistance Centre will provide visa advice, information on vaccinations, advice on the loss of luggage, passport, documents or tickets during your stay in Poland or the Schengen area. If you need help due to an accident or illness, call the phone number +48 22 203 75 04.

Colonnade is a company present in 30 countries around the world. The Insurer’s priority is to provide excellent customer service and the development of innovative insurance products in Central and Eastern Europe.

News

Why should a foreigner renting a flat in Poland have this type of insurance?

 Are you a foreigner renting a flat in Poland? Find out why it's worth having third-party liability insurance as a tenant. Renting a flat is a common choice among foreigners in Poland, including students, professionals, and entire families who choose to live there for many months or even years. However, the longer you stay in rented accommodation, the greater the risk of accidental damage. What would you do if your dog scratched the wooden floor, your child broke a window or you accidentally flooded your neighbour's flat? In such situations, renters' liability insurance can be a lifesaver — it protects not only the landlord, but also you as the tenant. Third-party liability insurance is inexpensive and offers great benefits. What's more, the purchase process is extremely simple — you can arrange it all online without leaving home. All it takes is a few clicks: 👉 Check out the details and buy your policy online!

Contact
iExpert.pl SA
Al. Jerozolimskie 99/32,
02-001 Warszawa
www.iexpert.pl

You have questions?
We are available
Monday through Friday 8 a.m. to 6 p.m..
tel.: +48 22 646 42 42
visa@iexpert.pl

Need help
due to emergency or illness?
Contact Assistance Center

tel.: +48 22 203 75 04
Find out how to file an insurance claim
Report a claim step by step